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Privacy Policy

Privacy Policy

Updated: April 14, 2009

Carde.net recognizes that privacy is very important. This Privacy Policy applies to all of the products, services, content and websites offered by Carde.net or its subsidiaries or affiliated companies; collectively, Carde.net “services.” In addition, where more detailed information is needed to explain our privacy practices, we post supplementary privacy notices to describe how particular services process personal information.

Information we collect and how we use it

We offer a number of services that do not require you to register for an account or provide any personal information to us. In order to provide our full range of services, we may collect the following types of information:

* Information you provide – When you sign up for a Carde.net Account or other Carde.net service or promotion that requires registration, we ask you for personal information (such as your name, email address and an account password). For certain services we may also request credit card or other payment account information. We may combine the information you submit under your account with information from other Carde.net services or third parties in order to provide you with a better experience and to improve the quality of our services. For certain services, we may give you the opportunity to opt out of combining such information.
* Cookies – When you visit Carde.net, we may send one or more cookies – a small file containing a string of characters – to your computer or other device that uniquely identifies your browser. We may use cookies to improve the quality of our service, including for storing user preferences, improving search results and ad selection, and tracking user trends, such as how people search. Carde.net may also use cookies in its advertising delivery to help advertisers and publishers serve and manage ads across the web. We may set one or more cookies in your browser when you visit a website, including Carde.net sites that use advertising cookies, and view or click on an ad supported by Carde.net’s advertising services.
* Log information – When you access Carde.net services, our servers automatically record information that your browser sends whenever you visit a website. These server logs may include information such as your web request, Internet Protocol address, browser type, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser.
* User communications – When you send email or other communications to Carde.net, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.
* Affiliated Carde.net Services on other sites – We offer some of our services on or through other web sites. Personal information that you provide to those sites may be sent to Carde.net in order to deliver the service. We process such information under this Privacy Policy. The affiliated sites through which our services are offered may have different privacy practices and we encourage you to read their privacy policies.
* Gadgets – Carde.net may make available third party applications through its services. The information collected by Carde.net when you enable a gadget or other application is processed under this Privacy Policy. Information collected by the application or gadget provider is governed by their privacy policies.
* Location data – Carde.net may offer location-enabled services, such as Carde.net Maps for mobile. If you use those services, Carde.net may receive information about your actual location (such as GPS signals sent by a mobile device) or information that can be used to approximate a location (such as a cell ID).
* Links – Carde.net may present links in a format that enables us to keep track of whether these links have been followed. We use this information to improve the quality of our web sites, customized content and advertising. Read more information about links and redirected URLs.
* Other sites – This Privacy Policy applies to Carde.net services only. We do not exercise control over the sites displayed as search results, sites that include Carde.net applications, products or services, or links from within our various services. These other sites may place their own cookies or other files on your computer, collect data or solicit personal information from you.

Carde.net only processes personal information for the purposes described in this Privacy Policy and/or the supplementary privacy notices for specific services. In addition to the above, such purposes include:

* Providing our services, including the display of customized content and advertising;
* Auditing, research and analysis in order to maintain, protect and improve our services;
* Ensuring the technical functioning of our network;
* Sending unsolicited promotional offers via email or physical postal mailings;
* Protecting the rights or property of Carde.net or our users; and
* Developing new services.

Carde.net processes personal information on our servers in the United States of America and in other countries. In some cases, we process personal information on a server outside your own country. We may process personal information to provide our own services. In some cases, we may process personal information on behalf of and according to the instructions of a third party, such as our advertising partners.

Choices for personal information

When you sign up for a particular service that requires registration, we ask you to provide personal information. If we use this information in a manner different than the purpose for which it was collected, then we will ask for your consent prior to such use.

If we propose to use personal information for any purposes other than those described in this Privacy Policy and/or in the specific service privacy notices, we will offer you an effective way to opt out of the use of personal information for those other purposes. We will not collect or use sensitive information for purposes other than those described in this Privacy Policy and/or in the supplementary service privacy notices, unless we have obtained your prior consent.

Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some Carde.net features and services may not function properly if your cookies are disabled.

Carde.net may use the DoubleClick advertising cookie as a Google AdSense or Yahoo Publisher’s Network partner site and uses certain other third party services, including those from Google, to serve and manage ads and to monitor analytics from users across the web. In addition, you may choose to opt out of the DoubleClick cookie at any time by using DoubleClick’s opt-out cookie.

You can decline to submit personal information to any of our services, in which case Carde.net may not be able to provide those services to you.

Information sharing

Carde.net may, from time to time, shares personal information with other companies or individuals outside of Carde.net, however they will only do it in limited in limited circumstances.

If Carde.net becomes involved in a merger, acquisition, or any form of sale of some or all of its assets, we will excersise our best efforts to ensure the confidentiality of any personal information involved in such transactions and will make our best efforts to provide notice before personal information is transferred and becomes subject to a different privacy policy. However, if we are not able to make notice to our users and visitors of the change of ownership of personal information, Carde.net will assume no liabilities whatsoever for the use of the personal information and makes no representations or warranties to the safety or use of the personal information.

Carde.net may share with third parties certain pieces of aggregated, non-personal information, such as the number of users who searched for a particular term, for example, or how many users clicked on a particular advertisement or link. Such information does not identify you individually.

Please contact us at the address below for any additional questions about the management or use of personal data.

Use of Google Advertising Products for Interest Based Advertising

* Google, as a third party vendor, uses cookies to serve ads on our site.
* Google’s use of the DART cookie enables it to serve ads to our site based on a user’s visit to our sites and other sites on the Internet.
* Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, please visit Google’s privacy pages.

Information security

We make our best efforts to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. However, we are a small organization with limited resources and may be unable to properly secure your data for threats out of our control. Carde.net will not be held liable in any way shape or form for any compromise or loss of your personal information or data.

We restrict access to personal information to Carde.net employees, contractors and agents who need to know that information in order to operate, develop or improve our services. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.
Data integrity

Carde.net processes personal information only for the purposes for which it was collected and in accordance with this Privacy Policy or any applicable service-specific privacy notice. We review our data collection, storage and processing practices to ensure that we only collect, store and process the personal information needed to provide or improve our services or as otherwise permitted under this Policy. We take reasonable steps to ensure that the personal information we process is accurate, complete, and current, but we depend on our users to update or correct their personal information whenever necessary.

Accessing and updating personal information

When you use Carde.net services, we make good faith efforts to provide you with access to your personal information and either to correct this data if it is inaccurate or to delete such data at your request if it is not otherwise required to be retained by law or for legitimate business purposes. We ask individual users to identify themselves and the information requested to be accessed, corrected or removed before processing such requests, and we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup tapes), or for which access is not otherwise required. In any case where we provide information access and correction, we perform this service free of charge, except if doing so would require a disproportionate effort. Some of our services have different procedures to access, correct or delete users’ personal information.

Please note if you do not agree to be bound by ther terms of this Privacy Policy, you should leave Carde.net immediately. Most importantly, Carde.net accepts no liability for loss of data or misuse of data. All use of the Carde.net is at your own risk.

Please note that this Privacy Policy may change from time to time. We will not reduce your rights under this Privacy Policy without your explicit consent, and we expect most such changes will be minor. Regardless, we will make our best efforts to post major Privacy Policy changes on this page. Each version of this Privacy Policy will be identified at the top of the page by its effective date.

If you have any additional questions or concerns about this Privacy Policy, please feel free to contact us any time through the contact us page on our web site.